Business days, business hours, and ATM fees at ATMs and counters during the year-end and New Year holidays of Kyogin (Saga Kyoei Bank)

きょうぎん(佐賀共栄銀行)の年末年始(2026-2027)ATMや窓口の営業はどうなっているのでしょうか？

When you suddenly want to withdraw money at an ATM or when you want to complete the procedure at the counter, I checked the items I was interested in, such as business days, business hours, and fees.

 
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きょうぎん(佐賀共栄銀行)の年末年始(2026-2027)の営業日・営業時間や休業日はいつ？

According to the Banking Law, banks in Japan

  • December 31 (New Year's Eve)
  • January 1 (New Year's Day)
  • January 2
  • January 3
  • Saturday
  • Sunday
  • national holiday

is a closed day.

What you mean During the year-end and New Year holidays, banks are closed from December 31 ~ January 3 So that's it.

So, during the year-end and New Year holidays ATM & Teller Schedule I tried to summarize it.

The ATM hours are the longest hours of Kyogin (Saga Kyoei Bank).
The hours of the counter are for cash transactions, deposits, withdrawals, and transfers using the passbook.

schedule Banking Situation remarks
12/26(土) ATM: 8 a.m. ~ 10 p.m.
Contact: No business 		Expected congestion before the year-end and New Year holidays
12/27(日) ATM: 8 a.m. ~ 10 p.m.
Contact: No business 		Expected congestion before the year-end and New Year holidays
12/28(月) ATM: 8 a.m. ~ 10 p.m.
Window: 9 a.m. ~ 3 p.m. 		Expected congestion before the year-end and New Year holidays
12/29(火) ATM: 8 a.m. ~ 10 p.m.
Window: 9 a.m. ~ 3 p.m. 		Expected congestion before the year-end and New Year holidays
12/30(水) ATM: 8 a.m. ~ 10 p.m.
Window: 9 a.m. ~ 3 p.m. 		Expected congestion before the year-end and New Year holidays
12/31(木) ATM: 8 a.m. ~ 10 p.m.
Contact: No business 		Kyogin (Saga Kyoei Bank) Treated as a public holiday
1/1(金) ATM: 8 a.m. ~ 10 p.m.
Contact: No business 		2027元旦 きょうぎん(佐賀共栄銀行)祝日扱い
1/2(土) ATM: 8 a.m. ~ 10 p.m.
Contact: No business 		Kyogin (Saga Kyoei Bank) Treated as a public holiday
1/3(日) ATM: 8 a.m. ~ 10 p.m.
Contact: No business 		Kyogin (Saga Kyoei Bank) Treated as a public holiday

 

It is expected to be especially crowded before and after the year-end and New Year holidays!

If you have procedures or requirements, it's a good idea to respond as soon as possible with plenty of time.

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年末年始(2026-2027)のきょうぎん(佐賀共栄銀行)ATMでの手数料はいくら？

During the year-end and New Year holidays Kyogin (Saga Kyoei Bank) ATM fees about How much does it cost to get a refund with a cash card from each financial institution? We investigated.

Some stores have different opening hours.

For detailed information on each store and ATM, see Store & ATM Search " Please check it out.

earth Sundays & Holidays and after-hours withdrawals There is a fee for this, so you want to make sure you have a margin in your wallet up front.

So first things first

1. Kyogin (Saga Kyoei Bank) 2. West Japan City Bank 3. Central Bank of Fukuoka
4. Nagasaki Bank 5. Howa Bank 6. Miyazaki Taiyo Bank
7. Minami Japan Bank 8. Okinawa Kaiho Bank 9. Japan Post Bank

On the cash card, Fees for withdrawals from Kyogin (Saga Kyoei Bank) ATMs (by time zone)

I will introduce it from the beginning. If you click on a bank in the table above, you can jump to the corresponding page instantly So, if there is a bank you are interested in, please click on it ^^

1. When using a Kyogin (Saga Kyoei Bank) cash card

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～22:00 JPY 110
earth Sundays and holidays 08:00～22:00 JPY 110

2. When using a West Japan City Bank cash card

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

3. When using a cash card of the Central Bank of Fukuoka

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

4. When using a Nagasaki Bank cash card

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

5. When using a Howa Bank cash card

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

6. When using a Miyazaki Taiyo Bank cash card

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

 

7. When using a Bank of South Japan cash card

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

8. When using a cash card of Okinawa Kaiho Bank

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

9. When using a Japan Post Bank cash card

Day business hours commission
weekday 08:00～08:45 JPY 220
weekday 08:45～18:00 JPY 110
weekday 18:00～21:00 JPY 220
earth 09:00～14:00 JPY 110
earth 14:00～17:00 JPY 220
Sundays and holidays 09:00～17:00 JPY 220

 

 

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年末年始(2026-2027)のきょうぎん(佐賀共栄銀行)提携のコンビニATMやゆうちょ銀行ATMでの手数料はいくら？

We have summarized the fees related to ATMs at convenience stores and Japan Post Bank, which Kyogin (Saga Kyoei Bank) is affiliated with.

Withdrawals at convenience stores and Japan Post are very convenient ♪ because they are flexible in time and place

however JPY 220 The amount is a little high So, it's something to be aware of.

And now

Using a cash card of Kyogin (Saga Kyoei Bank),

1. Seven Bank ATM 2. Lawson Bank ATM
3. Japan Post Bank ATM

And Fees for withdrawals (by time of day) It is an introduction.

You can jump to the corresponding page by clicking on the bank in the table above So, if there is a bank you are interested in, please click on it ^^

1. Seven Bank ATM

Day business hours commission
weekday 00:05～03:00 ※1 JPY 220
weekday 04:00～07:00 ※1 JPY 220
weekday 07:00～08:45 JPY 220
weekday 08:45～18:00 JPY 110
weekday 18:00～23:55 JPY 220
earth day 00:05～03:00 JPY 220
earth day 04:00～23:00 JPY 220
earth day 23:00～23:55 ※2 JPY 220
wish According to the relevant day of the week JPY 220
⚠ Precautions
  • ※1 During this time, it is closed only on Mondays.
  • ※2 During this time, it is closed only on Sundays.

 

2. Lawson Bank ATM

Day business hours commission
weekday 08:00～08:45 JPY 220
weekday 08:45～18:00 JPY 110
weekday 18:00～21:00 JPY 220
earth Sundays and holidays 08:00～21:00 JPY 220

3.  ゆうちょ銀行ATM

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 09:00～17:00 JPY 110

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年末年始(2026-2027)のきょうぎん(佐賀共栄銀行)提携の他金融機関ATMでの手数料はいくら？

Using a cash card of Kyogin (Saga Kyoei Bank),

1. West Japan City Bank ATM 2. Fukuoka Central Bank ATM 3. Nagasaki Bank ATM
4. Howa Bank ATM 5. Kumamoto Bank ATM 6. Miyazaki Taiyo Bank ATM
7. Minami Japan Bank ATM 8. Okinawa Kaiho Bank ATM

And Fees for withdrawals (by time of day) It is an introduction. If you click on a bank in the table above, you can jump to the corresponding page instantly So, if there is a bank you are interested in, please click on it ^^

1. West Japan City Bank ATM

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

2. Fukuoka Central Bank ATM

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

3. Nagasaki Bank ATM

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

4. Howa Bank ATM

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

5. Kumamoto Bank ATM

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

6. Miyazaki Taiyo Bank ATM

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

7. Minami Japan Bank ATM

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

8.  沖縄海邦銀行ATM

Day business hours commission
weekday 08:00～08:45 JPY 110
weekday 08:45～18:00 free
weekday 18:00～21:00 JPY 110
earth Sundays and holidays 08:00～21:00 JPY 110

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(重要)2026年12月31日(木)〜2027年1月3日(日)はシステムメンテナンスのため一部のサービスが利用できなくなる？

Some trading restrictions

If there is any relevant information, we will describe it.

 
According to an announcement by the Japanese Bankers Association,

2026年12月 日（ ）時分から2027年1月 日（ ）時分の間

ATM network system that connects financial institutions to Maintenance is carried out Is.
Along with this,

  • Use of ATMs outside of financial institutions
  • Use of bank transfers to other banks

Limited to is supposed to be imposed.

Use of ATMs outside of financial institutions

During the maintenance period, the cash cards of many financial institutions will be ATMs other than those of the financial institution You will not be able to withdraw or deposit cash.

If you want to withdraw cash during the maintenance period, you will need to use the ATM of your financial institution. In addition, Japan Post Bank and convenience store ATMs may accept cash cards issued by affiliated financial institutions.

Use of bank transfers to other banks

During the maintenance period, ATMs and Internet banking Transfer to another bank The "beneficiary account holder's name" will not be displayed.

For transfers to other banks at ATMs and Internet banking, in addition to the "bank name", "branch name", and "account number" of the transfer destination at the time of the procedure, You need to enter the "beneficiary account holder's name" There is. If the financial institution performing the transfer procedure and the financial institution to which the transfer is made are the same, the "beneficiary account holder's name" will be automatically displayed as usual.

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Summary

During the year-end and New Year holidays, it is also a time when various expenses such as homecoming, travel, and New Year's balls increase.

If possible, I would like to prepare enough money in advance!

This time

● きょうぎん(佐賀共栄銀行)の年末年始(2026-2027)の営業日や休業日はいつ？
● 年末年始(2026-2027)のきょうぎん(佐賀共栄銀行)ATMでの手数料はいくら？
● 年末年始(2026-2027)のきょうぎん(佐賀共栄銀行)提携のコンビニATMやゆうちょ銀行ATMでの手数料はいくら？
● 年末年始(2026-2027)のきょうぎん(佐賀共栄銀行)提携の他金融機関ATMでの手数料はいくら？
● (重要)2026年12月31日(木)～2027年1月3日(日)はシステムメンテナンスのため一部のサービスが利用できなくなる？

That's all I have to say.